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Finance a Roof Now

Applying is easy

Don’t wait to get your new roof. Personal loans transfer funds into your bank account as soon as the next day.

CHECK RATES IN MINUTES

Use Hearth’s paperless secure form to check rates quickly without affecting your credit score. See your personalized monthly payment options within minutes and without affecting your credit score. No prepayment penalties. No home equity required.

RAPID FUNDING

If approved, funding with one of Hearth’s lending partners is simple, with funds being deposited in as soon as 24 hours. No long application process or hefty appraisal fees.

FIXED PAYMENTS

Pay for your project with predictable monthly payments without tapping into your home equity. Personal loans found on Hearth have fixed rates and terms. You’ll know your monthly payments upfront.

NO PREPAYMENT PENALTIES

You can pay off the loan early with no additional fees.

Personal Loan

No home equity? No problem. Personal loans available as low as $248/mo. for a $12,500 loan.
for 60/mo. at  a qualifying APR of 6.99%

0% APR

Eligible customers can pre-qualify for 0% credit cards. These credit cards offer up to a 18 month 0% APR introductory period.

Apply Now

60 second prequalification. Does not affect your credit score.

CREDIT SCORE
850 – 700
Fico

Pre-Qual Rate: 88%
Est. APR Range: 4.99% – 15.24%
Loan Amount: $1,000 to $100,000
Loan Term: 2 – 12 Years

CREDIT SCORE
700 – 640
Fico

Pre-Qual Rate: 64%
Est. APR Range: 15.85% – 29.09%
Loan Amount: $1,000 to $100,000
Loan Term: 1 – 7 Years

CREDIT SCORE
Below 640
Fico

Pre-Qual Rate: 37%
Est. APR Range: 22.48% – 34.70%
Loan Amount: $1,000 to $50,000
Loan Term: 1 – 5 Years

Estimated rates are based on personal loans offered by Hearth or it’s approved lending partners. For each self-reported credit score range, pre-qualification rate is calculated by dividing the number of pre-qualified Hearth users by the total number of users who submitted a loan request. For pre-qualified Hearth users with this credit score range, our lending partners returned loan options with this range of minimum APRs for the 65% of pre-qualified users with minimum APRs between the 10th and 75th percentiles. As an example, a loan in the amount of $10,000 for a term of 5 years with an APR of 6.00% would be repaid over 60 monthly payments in the amount of $193.33.

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